Protecting What Matters Most
Life cover, critical illness, income protection and private medical insurance, tailored to you, so your family and finances are protected if the unexpected happens.
HOW We CAN HELP
Hi, I'm Nico
The Protection Specialist
I help people put the right protection in place, without the confusing jargon, so you can protect what matters most, your family, your home, and your future.
Life Insurance
Critical Illness
Income Protection
Private Medical
Our Services
Life Insurance
Life insurance (also called life cover) provides financial support to your loved ones if you pass away during the policy term. It pays a tax-free lump sum to your beneficiaries to help reduce the financial impact on your family. The payout can help with bills, childcare costs, or paying off debts such as a mortgage.
Critical Illness Cover
Critical Illness Cover helps protect you and your family from the financial impact of a serious illness or life-changing condition. If you’re diagnosed with one of the specified conditions during the policy term, it pays a tax-free lump sum. The money can help cover bills, childcare costs, or support your lifestyle while you take time off to recover.
Income Protection
Income Protection provides financial support if you can’t work due to illness or injury. It covers most conditions that could stop you working, whether temporarily or for a longer period. It pays a portion of your income to help ease the financial pressure while you recover.
Private Medical Insurance
Private Medical Insurance helps cover the cost of private treatment for acute conditions that arise after your policy starts. You can tailor the level of cover and premium to suit your needs and budget. You choose what’s covered, where you’re treated, and how much you contribute towards the cost.
Why Protection Matters?
Because life doesn’t send a warning first.
Why Protection Insurance?
Because life doesn’t send a warning first.
If you died, got seriously ill, or couldn’t work for a while, would your household still be OK financially?
Protection insurance helps you:
• Keep up with bills and the mortgage or rent
• Protect your family’s lifestyle while you recover
• Avoid dipping into savings or selling assets
• Make sure the people you love are looked after
What is Protection Insurance?
Protection insurance is a simple idea.
It’s cover that pays out if you die, become seriously ill, or can’t work due to illness or injury. The right policy can give you financial breathing space at exactly the moment you need it most.
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The Protection Specialist is a trading style of Nicomori Associates Ltd, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Nicomori Associates Ltd is a company registered in England and Wales with company number 13963348. The registered address is C/O O’Meara Fitzmaurice & Co. Brimstage Hall, Brimstage Road, Wirral, CH63 6JA.
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