The Protection Specialist

Because you never know what tomorrow holds, and family is everything!

Stay safe, be prepared, and plan ahead—don't get caught off guard.

Life isn't about waiting for the storm to pass;

It's about learning to dance in the rain!

Why Protection Insurance?

Because, like the British weather, life is unpredictable and full of uncertainties. To avoid getting completely drenched when life’s storms hit, let’s make sure you and your loved ones are fully covered.

Our range of insurance products will safeguard their financial security and protect against potential loss of assets.

Let’s ease the financial burden, so you can focus on what truly matters during difficult times.

What is Protection Insurance?

Protection insurance is a broad term used to describe policies that provide financial cover for you and your loved ones in the event of death, illness, or long-term sickness.

A variety of products are available, tailored to your specific needs, including Life Insurance, Critical Illness Cover, and Income Protection.

Private Medical Insurance can also be a valuable addition for you and your family, offering further peace of mind.

Life Insurance

Life Insurance, also known as Life Cover, is a policy designed to provide financial support to your loved ones if you pass away unexpectedly. It helps reduce the financial burden your death may place on your family, offering peace of mind to those who matter most to you.

Life Insurance policies pay out a tax-free lump sum to your beneficiaries if you die during the policy term. This payment can help with everyday expenses such as household bills, childcare costs, or paying off debts like your mortgage.

Critical Illness Cover

Critical Illness Cover (CIC) provides vital protection for you and your family against the financial impact of being diagnosed with a serious illness or life-changing condition.

If you're diagnosed with one of the specified critical illnesses during your policy term, you and your loved ones would receive a tax-free lump sum. This payout could help cover childcare costs, household bills, or maintain your standard of living while you take time off work to recover.

Income Protection

Income Protection (IP) provides financial support if you're unable to work due to injury or illness. This insurance covers most health conditions that could prevent you from working, whether temporarily or for a longer period.

It replaces a portion of your income, helping to ease the financial strain if illness or injury affects your ability to earn.

Private Medical Insurance

Private Medical Insurance (PMI) is designed to cover the cost of private medical treatments for 'acute conditions' that arise after your policy starts.

PMI offers various levels of cover and premiums, tailored to suit individual needs. You can choose the types of treatment covered, the level of cover applied to those treatments, where your treatment is provided, and any contribution you're willing to make towards treatment costs.

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